Find Your Home in New York

The real estate market is changing and OneKey® MLS knows your home value will change with it. To understand what your home is worth right now, OneKey MLS recommends that you speak with a real estate professional who is familiar with your neighborhood. They’ll complete a CMA, or Comparative Market Analysis, to arrive at an estimated home value that will help you decide what your home is worth today.

While OneKeyMLS.com has thousands of apartments for rent around the New York area, the first month’s rent is only one part of the move-in cost. You can expect to pay a broker fee, a rental insurance fee, an application fee, and a security deposit. You may be asked to pay a non-refundable move-in fee (typical with HOAs) or non-refundable move-out fee (typical for high-rises to reserve the elevator.) There are occasionally administrative fees and typically late rent fees. You may also be asked to pay a pet fee or pet deposit, an amenity fee, and/or a utility fee in some circumstances. One Key MLS makes it easy to find the right apartment for you because you can use the “more” filter to specifically search for apartments that match your needs, like whether the unit has a view, accepts pets or has an elevator. Make sure to ask your real estate professional or landlord for a full, written explanation of every fee you can definitely and possibly expect to pay prior to signing.

At OneKey® MLS, our real estate professionals consider finances, profit, property management and location when advising clients how to buy an investment property. They represent many investment opportunities on OneKeyMLS.com, each of which require different down payments and mortgage and loan requirements. What’s more, real estate investors follow the 1-2% rule to determine whether they should purchase a property, meaning that any investment property should return at least 1-2% of the total purchase and renovation cost on a monthly basis, after accounting for monthly fees and taxes. Those fees could include a property management company if you choose not to personally manage your investment. One advantage of working with a real estate agent from One Key® MLS is their large referral network of affiliated professionals, like property managers, who may be able to help you. And don’t forget the importance of location. OneKey® MLS’s broad geographic footprint across the New York metropolitan area means that you can find investment properties throughout Long Island, Hudson Valley, and Manhattan.

Yes! One Key MLS has partnered with Down Payment Resource to show you listings on our site that are eligible for housing assistance programs. You can even search just for them. Simply go to the “more” filter and select “down payment assistance” to see homes that are eligible for programs that may be dependent on buyer qualifications or the property location. No matter which program the home is tied to, a real estate professional from One Key MLS can help you decide what the best options are for you. Every home that has a down payment assistance program is identified with this icon:

Every real estate professional at OneKey® MLS is asked this question almost every day. Yes, interest rates are higher. But they’re still at historically low rates. But the reasons to buy aren’t just about interest rates. They’re really about growing your net worth, stabilizing your housing cost, and owning a tangible asset. No matter where you want to live, the real estate agents at One Key can help you determine if the benefits of buying a home are right for you. Wondering if you should rent or buy? Check out our infographic with more information about the value of renting vs buying.